Smart wallets are no longer niche.
According to Dune Analytics, over 9 million smart contract wallets were created in the first quarter of 2025 alone, up 200% from the same period last year.
These wallets combine advanced security, smart contract automation, and user-friendly interfaces, making them a core part of the modern crypto experience.
In 2025, the smartest wallets are setting themselves apart through gas fee abstraction, multichain flexibility, and innovative recovery features.
Key Takeaways:
- Smart wallets go beyond storage by automating and securing blockchain interactions.
- Top wallets in 2025 support multichain usage, gasless transactions, and smart contract functionality.
- Features like social recovery and account abstraction improve security and accessibility.
- Choosing the right wallet depends on your priorities: DeFi, gaming, NFTs, or enterprise use.
What is a Crypto Smart Wallet?
Definition and Evolution
A crypto smart wallet is a wallet powered by smart contracts instead of basic cryptographic key pairs. This allows it to execute logic, like auto-approving certain transactions or setting limits for daily spending. Smart wallets have evolved from niche DeFi tools into user-centric, security-enhanced gateways for blockchain access.
Benefits Over Traditional Wallets
Unlike externally owned accounts (EOAs), smart wallets are programmable and modular. This means they can be tailored to a user’s needs, including fee management, spending rules, and recovery options. Many also offer better risk protection through social recovery or multi-signature approvals.
Features to Look for in 2025
1. Gas Abstraction
Gas abstraction lets users avoid the hassle of holding native tokens to pay fees. Some wallets allow gas to be paid in stablecoins or even cover it entirely. This reduces friction and improves accessibility for new users.
2. Social Recovery
Seed phrases are error-prone and easy to lose. Social recovery replaces them with a system of trusted contacts who can help you recover access. This is a key step toward making wallets more secure and user-friendly.
3. Multichain Support
The best wallets aren’t limited to Ethereum. Today’s top wallets support networks like Solana, Arbitrum, Base, and Polygon. With more chains becoming popular, having a wallet that can operate across ecosystems is essential.
4. Biometric and Passkey Integration
Web2-style logins are making their way into crypto. With support for Apple Face ID, Google sign-in, and Passkeys, smart wallets can now be accessed securely without passwords or phrases. This significantly lowers the technical barrier to entry.
5. In-Wallet DApps and DeFi Tools
Modern wallets offer integrated experiences like token swaps, staking, and yield farming. Many have built-in NFT galleries or allow you to interact with dApps without leaving the app. This all-in-one experience is key for mobile-first users.
Best Smart Wallets in 2025
1. Safe (formerly Gnosis Safe)
Safe is widely used by DAOs and crypto-native teams due to its strong multi-signature setup and modular architecture. It supports key integrations like Snapshot and Zodiac for governance. Safe is ideal for managing large treasuries and team-based operations.
2. Ambire Wallet
Ambire stands out for power users who want automation and privacy. It includes built-in tools for DeFi, recurring transactions, and even crypto salary management. The interface is beginner-friendly but packed with advanced features under the hood.
3. Sequence by Horizon
Sequence is designed for Web3 games and their users. With support for gasless transactions and easy onboarding via email or social accounts, it’s tailored for non-technical audiences. Many top blockchain games now recommend Sequence as their default wallet.
4. Argent
Argent is one of the most advanced Layer 2 wallets, built specifically for StarkNet. It removes the need for seed phrases and includes social recovery by default. Argent also provides access to DeFi apps directly within the wallet.
5. Zerion Smart Wallet
Zerion blends DeFi, NFTs, and on-chain identity into a seamless mobile experience. Users can see detailed transaction previews and interact with their portfolio in real time. It’s perfect for users who manage their Web3 life from their phone.
6. Rabby Wallet
Rabby is geared toward DeFi power users and built by the team behind DeBank. It supports gas previews, account abstraction, and alerts for risky transactions. Rabby also lets users switch networks and wallets with a single interface.
Related: Embedded Finance
Comparison Table: Best Crypto Smart Wallets 2025
| Wallet | Best For | Chains Supported | Social Recovery | Gas Abstraction | In-Wallet Apps | Pricing |
|---|---|---|---|---|---|---|
| Safe | DAOs, Teams | Ethereum, L2s, Gnosis Chain | Optional | No | Limited | Free |
| Ambire | Power Users | Ethereum, Polygon, BNB Chain | Yes | Yes | Yes | Free + Gas |
| Sequence | Gaming Projects | Ethereum, EVM chains | Yes | Yes | Yes | Free to users |
| Argent | DeFi & L2 Users | StarkNet | Yes | Yes | Yes | Free |
| Zerion | Mobile DeFi/NFT UX | Ethereum, L2s | Yes | Yes | Yes | Free |
| Rabby | DeFi Traders | Ethereum, Arbitrum, BSC | No | Yes | Yes | Free |
How to Choose the Right Smart Wallet
Consider Your Use Case
The right wallet depends on what you’re doing in crypto. If you’re playing games, Sequence offers the easiest experience. For team operations or treasury management, Safe remains the gold standard.
Security Preferences
Decide if you prefer social recovery or multi-signature protections. Also think about whether you want to log in using biometrics or traditional credentials. Argent and Zerion are leading the way with seamless access.
Fee Sensitivity
If you want to avoid holding native tokens for gas, Sequence and Ambire are strong choices. They allow you to pay in stablecoins or cover the gas entirely. This is especially helpful for new or casual users.
Conclusion
Smart wallets are changing how users engage with crypto. With built-in automation, better safety nets, and cleaner interfaces, they offer a practical and powerful upgrade over traditional wallets.
Choosing the right one depends on how you use crypto today and what features matter most to you.
Read Next:
FAQ: Crypto Smart Wallets in 2025
What is account abstraction? Account abstraction turns wallets into programmable smart contracts that can validate and execute transactions under custom rules.
Are smart wallets safe? Smart wallets offer more security options than EOAs, including social recovery, biometric access, and transaction limits.
Do smart wallets support multiple blockchains? Most do. Ethereum and its Layer 2s are widely supported, and many wallets are now expanding into Solana and Avalanche ecosystems.
Which smart wallet is best for DeFi? Argent and Rabby stand out thanks to their gas-saving tools, risk alerts, and DeFi integrations.
Can I use a smart wallet without a seed phrase? Yes. Many wallets now use passkeys, email logins, or social recovery mechanisms instead of traditional seed phrases.
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